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Hey guys! Ever heard of **IOSCO** and **FMI**? Don't worry if those terms sound a bit like alphabet soup – we're going to break them down together. Understanding these concepts is super important if you want to get a handle on how the financial world works, especially when it comes to keeping things safe and stable. We'll be diving into the **IOSCO Principles for Financial Market Infrastructures (PFMI)**, which are basically the gold standard for how key players in the financial system should operate. This includes everything from payment systems and central securities depositories to central counterparties (CCPs) and trade repositories. These guys are the backbone of the financial system, and the **IOSCO principles** help make sure they're doing their jobs right, so we don't have another 2008-style meltdown.
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